| Feature | Details |
|---|---|
| Loan Amount Range | £100 to £10,000 |
| Preferred Monthly Loan Terms | 3, 6, 12, 18, 24, or 36 months |
| Eligibility Checker | Quickly check your eligibility before applying |
| Credit Score Impact | No impact on your credit score |
| Representative APR | 79.5% (fixed) |
| No Hidden Costs or Fees | Transparent process |
| Same-Day Cash Loans | Available if approved* |
| Secure UK Site | Confidential and secure |
| Over 2.5 Million People Helped | Trusted service |
| Contact Information | Contact Little Loans |
If you need cash in the UK, Little Loans can help you! They are helping many people get loans by putting them in touch with other lenders. I am giving you a little loan review, and also, how do I apply? Who can apply? By the end, you will know everything about Little.
Loan Amounts and Repayment Terms
Amounts of loans: Little loans can help with a range of money problems. They give you different loan amounts to meet your needs, from a small amount, like £100, for an unplanned cost, to a large amount, up to £10,000, for a bigger job.
Terms for paying back the loan: It should be very easy to pay back the loan. You can choose a payback plan that works with your budget from the options offered by Little. For a shorter term of 3 months, you can pay it off very quickly. For a longer term of up to 5 years, you can make smaller monthly payments.
Application Process
The process of applying for a loan with Little Loans is very easy and clear.
- Online Form: This is the first thing you need to do. You will give some general details about yourself and your money.
- Loan Comparison: Little Loans works very hard for you! They will look at loans from more than 30 companies to find the one with the best rates and deals for you.
- Quick Cash Choice: If your application is accepted, Little Loans can give you cash the same day.
- Process that is clear: Little Loans does not have any odd fees or charges that come as a surprise. They take pride in being honest, so you will know what you are signing up for before you do it.
- 24/7 Application: Fill out the form whenever it’s easy for you! You can apply at any time, day or night, seven days a week.
- All Credit Types Welcome: Little Loans knows that everyone’s finances are different. No matter what your credit background is, they will accept applications from anyone.
Eligibility Checker
People who want to borrow money from Little Loans can quickly find out if they are eligible for a loan by using their eligibility tool. This tool has a number of advantages:
- No Effect on Credit Score: Checking to see if someone is eligible would not have any effect on their credit score, so it is a safe way to look into loan possibilities.
- Free Service: For those who do not want to pay, the qualifying checker is a free service that makes Little even easier to get.
Representative Example
To help you understand how much loans cost, Little gives you a good example:
- Amount of Credit: £1000
- Repayment Period: 12 months
- Monthly Repayment: £123.40
- Total Amount Repayable: £1480.77
- Interest: £480.77
- Interest Rate: 79.5% per annum (fixed)
- Representative APR: 79.5%
This example helps many people who might want to borrow money from Little Loans.
Company Information
Digitonomy Limited: Digitonomy Limited does business as a credit dealer and not a lender. Little Loans is a trade name of Digitonomy Limited. This distinction is very important, as it means Little Loans facilitates the connection between borrowers and lenders rather than providing the loans themselves.
APR Range: The yearly percentage rates (APRs) that lenders working with Little Loans give you range a lot, from 11.8% to 1721%. The possible cost of borrowing money is shown by this number, which shows how important it is to compare loan choices.
Alternative Connections: If a borrower cannot find a good loan, Little Loans may be able to put them in touch with other businesses or organisations that can help.
Little Loans Review
Customers’ reviews are very important when judging any service. As an example of good comments Little Loans has received:
- Fulfo’s Platinum Trusted Service Award for 2024: Customers are very happy with Little Loans’ services, as shown by this award.
- 250,000 Customers: Little has helped more than 250,000 people.
Advantages of Using Little Loans
- Large Range of Loan Amounts: Little Loans give you loans from £100 to £10000 for both small and large financial needs. This means that Little has very good choices for you.
- Terms that are Easy to Change: You can select terms that are very easy to change between 3 and 60 months. This gives you the freedom to choose a payment plan that works with your budget and finances, which makes it very easy to handle your loan.
- Simple and Quick Application Process: The online application process is made to be very quick and easy, and they will start looking at your loan choices right away. If you are accepted, you might even get cash the same day, which is very helpful if you need money quickly.
- There are no hidden fees with Little Loans, which is a big plus. The service they give you does not come with any secret fees or costs, so you know exactly what you are getting into.
- Accepts All Credit Types: Little Loans accepts applications from people with all kinds of credit records, even those with very bad credit. This means that more people, no matter what their credit background is, can get the money they need.
- Safe and Secret: Little Loans makes sure that all of the personal and financial information that applications give them is very safe and secret.
Potential Drawbacks
- High Interest Rates: Some loans can have very high interest rates, especially for people with bad credit. It is important to know how much borrowing money costs and to make sure you can afford the payments.
- Not a Direct Lender: Because Little Loans is a credit broker, it does not lend the money directly. The company you are matched with will decide what the loan terms and conditions are.
- Different APRs: The APRs can be very different between lenders, so it is very important to carefully compare deals to get the best deal.
Conclusion
Little Loans is a good resource for some people who need very quick and flexible financial help. Many people can use it because they can borrow different amounts of money, pay back in different ways, and apply online very easily. It is even more appealing because it has an eligibility checker, does not charge any hidden fees, and accepts all card types. But it is very important to keep in mind that interest rates can be high and that it is very important to compare loan deals. In the UK loan market Little Loans is a trustworthy and helpful company for customers.
If you want more details, you can visit their website.
You can also visit some more pages of my website for more information of different loan.